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Milagros Munoz of Brooklyn blames a mortgage broker for lying about her income so she could buy a home she never could have afforded otherwise. And now she is a victim of predatory lending. Or is she?

Handouts to refinance risky mortgages amount to a giant subsidy to the financial institutions that looked the other way in the first place.

Why should Munoz be refinanced, versus anyone else going through foreclsoure and losing their house?

"I want it."