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This piece shows what happens to the uninhabited shells after foreclosures move families out. Basically, everything gets trashed, and even when it looks nice on the outside, it can get pretty nasty when people are staying somewhere with the power turned off and none of the facilities working.

Some enterprising squatters are even cleaning places up, changing the locks and renting them out. By the time the banks find out, months could have gone by. And what do banks do about it? Maybe nothing.

Anyone who thinks overbuilding isn't a problem should watch this video. Do city planners make choices that could avoid these kinds of problems?